Dr. Cho joined the board on March 24, 2023.

She worked for KT Group for 23 years, started as a researcher. She worked in various areas such as accounting, finance, pricing strategy, M&A, and investor relations. Her expertise in accounting and finance provided her chances to take CFOs in BC card, Ktds, and KTF which were major companies in the group. Her last position at KT group was CEO of Ktcapital.

Her challenge continued after KT and served 6 years as standing auditor for Mercedes-Benz Financial Services Korea. She became more flexible and to have broader perspectives in life as well as in work from experiences at Mercedes-Benz.

She also had served as a director, member of audit committee for 6 years, and chair of ESG committee for 3years at Pulmuone from 2016.

She received Ph.D. in Accounting from Indiana University, MS from University of Wisconsin-Madison, U.S. and BA in Mass Communications from Sogang Unviersity.

Dr. Jae hong Choi, currently a professor of Startup College at Gachon University, joined the board on March 25, 2022. Until 2023, he was a professor of Multimedia Engineering at Gangneung Wonju National University. Having majored in Electronic Engineering and working as a professor in the multimedia Engineering and Startup department, Dr.Choi is an ICT expert who has been consistently advising mobile and platform companies and organizations on technology and innovation.

He is well-known for his skills in discovering promising start-ups and incubating them to evolve into established companies. He is also currently serving as the public ambassador for Seoul Digital Foundation. Prior to joining the board at KB Financial Group, he has served as the chairman of the Korea Mobile App Award committee, advisor for NHN Japan, and advisor for eSamsung Japan. Also, He served as the Head of R&D center of Cyberpass Corporation.

He also served as an outside director for Kakao, Korea's number 1 one social platform, for 6 years where he worked with Kakao from when they were a start-up to when they grew to become a large corporation. Dr. Choi has expertise not only in digital but also in the responsibilities of an outside director and corporate structure.

Dr. Choi received his B.S./M.S./Ph.D. degrees in Electronic Engineering from Hanyang University.

Dr. Eun Young Chah is a professor of Economics from 1994, currently the Dean of College of Social Sciences and Graduate School of Policy Sciences in Ewha Womans University, joined the Board on March 26, 2025.

During her tenure at Ewha Womans University, she also had served several administrative positions such as the Assoicate Vice President for Office of Financial Affairs and the Head of Treasury and Finance Management Team.

Dr. Chah has expertises in Macroeconomics, Consumption and Saving Behavior in Imperfect Capital Market and conducted various researches on Consumer Behavior under Liquidity Constraint, Risk Sharing in Financial Market and Macroeconomic Policy Issues.

She served as President of the Korean Women Economics Association and Vice President of the Korean Economic Association, which is the biggest academic association in Economics.

She took part in as a member of numersous government committees such as National Economic Advisory Council of President, Financial Policy Advisory Council, Fund Management Council, and Advisory member of the Financial Supervisory Service.

She also served as an outside director in Samsung Card for 6 years and Hana Financial Group for 9 years.

She received B.A. in Economics from Ewha Womans University and M.A. & Ph.D. in Economics from University of California, San Diego(1990).

Dr. Lee, who joined the Board on March 22, 2024, is a Senior Research Fellow at the Korea Institute of Finance (KIF) and the Director of Center for International Financial Cooperation(CIFC). He had served as the Vice President at the KIF and a Senior Advisor to the chairman of the Financial Services Commission (FSC) in Korea. Prior to joining the KIF, he worked as an economist at the Bank of Korea (BOK).

His major field of interest lies in the macro-finance, monetary policy, digital currency and risk management. He advised the government and other public sector as member of Korea Post Steering Committee, Public Funds Oversight Committee, and Sanction Review Committee of Financial Supervisory Service (FSS). He also served as the outside director of many financial companies and financial associations.

Dr. Lee received his BA in Economics from Seoul National University, and his MS and Ph.D. in Economics from the University of Texas at Austin.

Sung-Yong Kim, who joined the Board on March 24, 2023, is Professor of Law at SungKyunKwan University Law School. His main areas of research and interest include insolvency, mergers and acquisitions, and law and economics. Prior to joining the faculty of the School in 2006, he practiced as an attorney-at-law at a couple of law firms in Seoul for 16 years.

Kim served as Commissioner of the Securities and Futures Commission of Korea, as well as members of several regulatory committees in the area of finance such as Capital Markets Inquiry Committee at Financial Services Commission, Sanctions Committee at Financial Supervisory Service, and Management Committee for the Key Industries Stabilization Fund. He also served as Chair of the Insolvency Law Institute of Korea. He was an independent director of Woori Bank and Seoul Guarantee Insurance.

Kim graduated from Seoul National University College of Law and received an LL.M. degree from University of Pennsylvania.

Director Sun Yeop Kim joined the Board as the accounting experts on March 26, 2025.

Sun Yeop has over 28 years of experience in public accounting and consulting services in Deloitte Korea and New York. He has extensive experience in providing technical professional services for large foreign financial groups and global investment companies, and has spent most of his career advising global companies who was seeking funding, client and customers, supply chains, regulatory supports in the complex financial and non-financial areas.

In addition, he has been deeply involved in M&A related consulting services such as financial due diligence and accounting advisory services on key financial issues raised during the course of acquisition. Furthermore, he has provided extensive post-merger integration services mainly focused on financial and accounting, internal control matters and governance of new entities. He also has provided various types of consulting services such as business planning and ESG implementation for financial institutions.

In Deloitte Korea, as the Chief Strategy Officer (“CSO”), he led global communication regarding new service initiatives, firm-wide growth plan, business strategies and etc.

He is currently working as CEO of E-Jung Accounting Corporation, which is a medium-sized registered accounting firm in Korea, principally providing audit services, accounting and tax advisory services, corporate finance and operation consulting services, regulatory reporting and other private consulting services, etc.

He received Bachelor and Master in Business Administration in Seoul National University, and Ph.D of ESG Accounting in University of Seoul. He is also a Certified Public Accountant in Korea as well as in the United States.

Director Jeong Ho Seo joined the board on March 26, 2026.

He is an Attorney-at-Law and Partner at The WIZ Law Firm, specializing in financial regulation, capital markets, and corporate governance(specifically in tax law) for over 30 years. A graduate of Seoul National University (B.A. in Business Administration), he passed both the 38th Higher Civil Service Examination in Finance and the 42nd Korean Bar Examination.

Financial Regulation & Market Integrity

Mr. Seo holds a profound understanding of Korea’s financial regulatory framework through his extensive roles in major authorities:
· Financial Services Commission (FSC): Member of the Legal Interpretation Committee.
· Financial Supervisory Service (FSS): Former member of the Sanctions Deliberation Committee.
Investment Banking & Governance Leadership

He combines strategic legal counsel with practical expertise in investment banking and corporate leadership:
· IB & M&A Expertise: Formerly the M&A Team Leader (Director) at Shinyoung Securities and an attorney at SHIN & KIM LLC.
· Board Membership: Currently an Outside Director for Hyundai Capital Services and Hanwha Solutions, overseeing strategic risk and governance.

Credentials
· B.A. in Business Administration, Seoul National University.
· Judicial Research and Training Institute (32nd).
· Vice President, Korean Association of Tax Policy Studies.